Buying your first home can be a very exciting time. However, it can also be challenging and daunting when you are trying to find the best home that’s right for you. At Greenspan, we take the guess work out of the searching and do all the hard work for you, so you can take the big step without any of the hassles.
We can personally match a home loan that will suit your situation. With our mortgage broking services, we can analyse, assess and recommend the right product for your needs.
Knowing when the right time to buy is one of the main concerns first home owners’ face, along with having to decide between the maze of options, different interest rates on offer and financial jargon that seems impossible to understand. This is why having a mortgage broker to help explain things to you in easy to understand language and help you navigate through the confusion is a great idea!
The first thing you will need to do is assess your current budget and determine how much you can afford to borrow for your home, keeping in mind the fees and charges that come along with a mortgage such as stamp duty and other costs.
Another factor you may need to consider is whether you are eligible for the First Home Owners Grant (FHOG).
The First Home Owners Grant can provide you with a really good head-start as you enter the property market for the first time. Finally you will need to determine what home loan package suits you and your needs. You need to remember that no two home loans are the same as everyone’s financial situation is different and you need to decide on the best package, with the most attractive features that will best suit your lifestyle.
That’s where Greenspan comes in. As a MFAA Approved Broker, we deal with all the big banks as well as all the major non-bank lenders so we can help search for the best home loan you deserve.
We will also help you understand how much money you can borrow, what your ongoing loan repayments will be, make sure that you get the best home loan package to meet your goals and circumstances and most importantly, explain it to you in an easy to understand way. We offer all types of loans including fixed, variable, honeymoon, line of credit as well as investment loans.
So, give us a call today on 1300 500 300 or fill in the form below and let one of our highly credible lending managers assist you with becoming a proud first home owner with a tailered First Home Buyers Loan. All it will cost you is a cup of coffee!